Being self-employed gives you freedom and flexibility, but it also means taking full responsibility for your retirement savings. If you run your own business in Winchester, Weeke or Sleepers Hill, it’s vital to create a pension strategy that ensures a comfortable and secure future.
Understand Your Pension Options
Self-employed individuals do not have access to workplace pensions, but there are excellent alternatives:
- Personal Pensions: Flexible and suitable for variable income.
- Self-Invested Personal Pensions (SIPPs): Provide control over your investments.
- Stakeholder Pensions: Affordable and simple to manage.
Take Advantage of Tax Relief
Every pound you contribute to your pension receives government tax relief. For example, contributing £100 costs only £80 after tax for basic-rate taxpayers. Advisors in Winchester can help ensure you maximise these benefits.
Stay Consistent
Even small regular contributions add up over time. Professionals in Fulflood and St. Cross often find that automated monthly payments make saving easier and more disciplined.
Local Pension Advice for Hampshire Entrepreneurs
Financial advisors in Winchester and Weeke specialise in helping self-employed individuals create flexible pension plans that grow alongside their business.
Plan Today for Tomorrow’s Freedom
Speak with a Hampshire pension expert now to secure your financial future with a personalised pension strategy designed for self-employed professionals.
