Your final working years are your greatest opportunity to boost your pension and secure a comfortable retirement. Whether you live in Winchester, Weeke, or Sleepers Hill, taking proactive steps now can make a significant difference to your future income.
Increase Your Pension Contributions
As you approach retirement, increasing your contributions helps maximise savings. Many Winchester employers offer salary sacrifice schemes, allowing you to contribute more while saving on tax.
Review and Consolidate
Simplify your pension portfolio by combining older plans into one. Advisors in Fulflood and St. Cross can help ensure your investments are balanced and cost-efficient.
Adjust Investment Risk
As you get closer to retirement, it’s wise to reduce high-risk investments and focus on preserving capital. Local advisors can rebalance your pension strategy for stability and security.
Plan Your Withdrawal Strategy
Decide whether to use pension drawdown, an annuity, or a mix of both. Winchester-based advisors can model your income options to match your lifestyle goals.
Take Charge of Your Retirement Timeline
Your final working years can be your most powerful. Contact a Hampshire pension specialist today to make every contribution count.
